Research on Asset RBC Ratio of Life Insurance Companies Implementing Risk-Based Capital Method in China 我国寿险业运用风险资本法的资产风险系数研究
The Study of the Assessment of Risk Management Abilities in Life Insurance with COSO Method 基于COSO理论的寿险公司风险管理能力评估研究
The efficiency of China ′ s life insurance companies and an analysis on influencing factors& Based on modified two-stage DEA method 我国寿险公司效率评价及其影响因素分析&基于修正的两阶段数据包络分析方法
The Improvement to Additional Premium Actuarial Models of Life Insurance A Method For Calculating Safety Additional Quatity of Premium 寿险营业保费中附加保费精算模型的改进保险费中安全加成量的一种计算方法
The No-Claim Discount model and credibility theory are taken into the pricing of group life insurance with its application. These introductions developed the pricing method of group life insurance. 将机动车辆中常见的无赔款优待NCD(No-ClaimDiscount)计费方法和信度理论应用到团险定价中,拓展了团险定价方法。
From the laws and regulations of informing obligation of life insurance, the performing time, content, method and remission of informing obligation were analyzed, and its influence on life insurance contracts was further discussed. 从人身保险告知义务的法律规定入手,对告知义务履行的时间、内容、方式、免除等进行分析,从而进一步探讨对人身保险合同的影响。
There are many experts and life insurance workers studying on Interest Spread Risk from qualitative or quantitative ways by the mean-variance method, but writer has not yet found who analyzes Interest Spread Risk by VaR technique. 他们的研究方法大多沿袭传统的均值一方差分析方法,但将VaR技术运用到寿险定价的利率风险管理中还未尝见到。
This paper is going to analyze the structure of life insurance market which concentration degree is extremely high, and explore the performance of life insurance companies and the competitive ability by the factorization method. 本文对我国寿险业市场结构进行分析,认为目前中国寿险市场结构属寡头垄断型,市场集中度极高,然后用因子分析法考察了我国寿险公司的市场绩效和市场竞争能力。
Premium Analysis of Life Insurance New Method to Estimate Capital Charge Ratio 人寿保险保费分析方法银行储备金费率的一个新算法
Reflected Brownian motion is used to construct the model of random interest rate. We define the critical death rate of risk function and analyze the adventure of life insurance, hence provide the insurance company with method. 随机利率采用反射Brownian运动建模,通过风险函数的临界点,对保险经营中盈亏风险进行系统分析,为保险公司决策提供了方法和理论依据。
Through studying classical asset share pricing method, the life insurance with stochastic interest is presented. Compared with the old method, the new way is more practical for considering of the stochastic changes of interest. 通过对经典资产份额定价方法的研究,提出一种变动利率的保险定价方法,给出了应用实例,并分析了各种因素之间的关系。
Compared with traditional life insurance products, non-traditional life insurance especially dividends risks products accounting mismatch problem worse, so this paper widespread study method of fair value measurement of the liabilities of various methods, and comparison study, points out their advantages and disadvantages. 相较于传统寿险产品,非传统寿险尤其是分红险产品会计错配问题更为严重,因此本文广泛研究了公允价值计量负债的方法,并对各种方法进行比较研究,指出各自的优势与不足。
With the combined value of evaluation of each insurance company each year after the introduction of the fair, it can be seen whether significant impact for life insurance companies from the fair value measurement method of accounting by the single factor analysis of variance. 再对公允价值引入后的每一年各个保险公司的综合价值求值,最后做一个单因素方差分析,可以看出公允价值作为会计计量方式的引入对人寿保险公司整体财务情况是否存在显著影响。
It also will help us to refine and improve the new guidelines. Firstly, this thesis introduced the actuarial principles and accounting principles of life insurance reserve, thereby led to the comparison of the accounting method for life insurance. 本文首先介绍了寿险责任准备金的精算原理和核算原则,进而引入了对我国新旧会计准则下寿险责任准备金核算方法的比较。
From above, this paper concludes the alternative developing strategies for the small-medium size life insurance companies according to the SWOT analyzing method. 在以上分析的基础上,根据SWOT分析方法,分析得出创业期间中小寿险公司可供选择的发展战略。
Chapter Three introduces the familiar life table functions in life contingencies, the three conventional assumptions on fractional age, and the calculation of life insurance premium and present value of annuities, conventional interpolation method and a generalized integral interpolation method which is used in this paper. 第三章评价了非整数年龄生存函数的三种传统假设,讨论了人寿保险的保费计算和生存年金精算现值的计算,并对插值方法和数值积分方法作了阐述。